Could you use some extra cash for holiday shopping? Skip-A-Pay allows you to skip your payment for the month of December. There is a $30 processing fee and the loan payment is deferred between December 1, 2017 and December 31, 2017. There are some conditions. This offer does not apply to mortgage loans, home equity loans, Visa loans or open-ended consumer loans. Also, no holiday extension agreement will be processed for any loan that is past due or has a pending credit insurance claim. The credit union will begin mailing forms to eligible members in late October.