Loan Rates

Loan Rates

View Savings Rates

Rates effective May 26, 2017

Loan TypeAmount FinancedTerm***APR**
New Vehicle Loans*
2014 - 2017 Models
Over $15,000 Financed
100%72 Monthsas low as 3.24%
New Vehicle Loans*
2014 - 2017 Models
100%up to 60 Monthsas low as 2.29%
Used Vehicle Loans*
2010 - 2013 Models
Over $15,000 Financed
100%72 Monthsas low as 3.99%
Used Vehicle Loans*
2010 - 2013 Models
100%60 Months
up to 48 Months
as low as 2.99%
as low as 2.79%
Used Vehicle Loans*
2007-2009 Models
100%up to 60 Monthsas low as 2.99%
New Boat Loanup to 120 Months7.50%
Used Boat Loanup to 72 Months7.99%
New Motor Home/RV
Over $25,000 Financed
144 Months8.00%
Used Motor Home/RV60 Months8.00%
Share Secured Loansup to 36 Months1.99%
Share Secured Loans37 to 60 Months3.75%
Signature Loans*up to 60 Months
up to 48 Months
as low as 8.99%
as low as 7.99%
Platinum VISA9.99%
*Interest Rate is based on Credit Score and is subject to change at any time. The Fair Isaac Score from the credit report is used to determine the A, B, C, D, and E tiers. A=700+, B=650-699, C=600-649, D=550-599, and E=549-300.
**APR=Annual Percentage Rate.
***Terms are all approximated.
Example loan payment: Loan amount $1,000.00 for 12 months at 8.00% the loan payment would be $86.96 monthly. Call for loan payments or use our loan calculators.

Mortgage Rates

Rates effective July 10, 2017

Loan TypeAmount FinancedTerm***APR**
First Mortgage80%120 Months3.000%
180 Months3.8700%
240 Months4.1200%
Home Equity Line of Creditup to 80%up to 240 Months4.000%
Home Equity - Fixed Rateup to 80%60 Months3.000%
120 Months4.000%
**APR=Annual Percentage Rate
Home Equity Line of Credit annual percentage rate may vary, the maximum APR is 18.00%.  Rates are subject to change without notice.  Use the Mortgage Calculator to determine payments based on loan amount, term and rate.
Home Equity loans the credit union will finance 80% of appraised value less first mortgage balance, maximum loan amount $50,000.00.
Real Estate loans only available in Allegany Co. and Garrett Co., Maryland.  Mineral Co., Hardy Co., Hampshire Co., Grant Co., and Pendleton Co., West Virginia. Bedford Co., and Somerset Co., Pennsylvania.