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Home Equity

If you have equity in your home, a home equity lending product may be your choice.

Al-Gar FCU Home Equity lending products are available in the following counties:

  • Allegany and Garrett Counties, Maryland
  • Mineral, Hardy, Hampshire, Grant, & Pendleton Counties, West Virginia
  • Bedford and Somerset Counties, Pennsylvania

Home Equity Line of Credit

Our variable-rate Home Equity Line of Credit loan can help you take advantage of the equity in your home.  The interest may be tax deductible (consult your tax advisor). Qualified members can borrow up to 80% of the appraised value minus the first mortgage balance. Our Home Equity Line of Credit features:

  • Variable rates
  • Minimum loan amount of $10,000
Contact Us Today! A loan officer will be happy to discuss your needs.

No need to worry about making payments on your loans when you are off due to medical reasons. Al-Gar FCU also offers a Payment Protection that includes Disability and Life Insurance on your loans for a low cost monthly payment. Ask for details during your loan application process.