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First Mortgages

Are you looking to buy your dream home?

We offer First Mortgages with competitive rates for owner-occupied primary residences. Qualified members can borrow up to 80% of the appraised value or sales price, which ever is the less.

Al-Gar FCU First Mortgages are available for residences in the following Counties:

  • Allegany and Garrett Counties, Maryland
  • Mineral, Hardy, Hampshire, Grant, & Pendleton Counties, West Virginia
  • Bedford and Somerset Counties, Pennsylvania
Contact Us Today! A loan officer will be happy to discuss your needs.

No need to worry about making payments on your loans when you are off due to medical reasons. Al-Gar FCU also offers a Payment Protection that includes Disability and Life Insurance on your loans for a low cost monthly payment. Ask for details during your loan application process.