Savings

Savings

Once your membership is established with a Share Savings Account, you have access to a variety of savings products for all your short and long term needs.

General Savings Accounts

Share Savings Account

This account is your primary Credit Union account.  It entitles you to many membership benefits.  The initial minimum deposit of $5.00 will earn dividends from the day of deposit to the day of withdrawal. You can also request an ATM Card for convenient access to your funds.

Child Share Savings Account

If you are under the age of 13, then you can have a child share savings account and the credit union will contribute the initial deposit of $5.00 to get you started.

Special Club Account

Our club accounts provide savings for Christmas, vacation, or other expenses.  No minimum contribution.  No required deposit schedule.  Withdraw the funds when you need them.

Money Market Accounts

Earn dividends on our Money Market checking account.  A minimum deposit and balance of $2,500 is required to keep the account open.  It pays competitive dividends monthly and statements are monthly. However, there is a maximum of 3 withdrawals or transfers per month.

Individual Retirement Accounts (IRA)

An Individual Retirement Account offers you one of the best ways to save for your future.  Unlike most investments, depending on the IRA you choose, contributions may be tax deductible and may grow either tax deferred or tax free.  Open the account with a small deposit and add any amount up to the total allowable annual contribution at any time during the year.  The Credit Union offers Traditional IRA’s, Roth IRA’s and Coverdell Educational IRA’s. Check with your tax advisor to find out which IRA is best for you.

Open an Account Today! Or contact us today for more information.